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OneUnited Bank

Financial Services, Banks & Credit Unions

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How would you rate OneUnited Bank?
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76 Reviews

76 Reviews

Rommel C


Very bad customer service. I requested by internet a secure credit card on Feb. 2014, everything was fine. They took from my checking account $500 to deposit on March 12 2014, I received the card by mail and I called to activate the card but when I try to use the card was declined. Here started the problems. I called to the phone number that is behind to the card and they told me they can see the card was activated by phone for me but was cancelled for the bank but they can't help me only they can give me a new phone number. I called this new phone number and they told me my bank (wells fargo) from I put the deposit block the funds, they told me you need call your bank and explain this, they need release the funds. I don't believed this but I call to my bank and they said of course, that is incorrect. I called again to one united bank, after a very difficult messages, push #3, push #9 etc, etc. They told me they can't help me, I they try to give a new phone number and I tell him if you can't help me to activate the card then I want to cancel the card and my money back and they supposedly cancel everything and told me I will receive a deposit back on my checking account from $461 Because $39 Dollars fee. I tell him I don't want to pay nothing and they told me was my fault because I canceled the card. Next day I call again hoping can talk with a different person and I explained about this and he said the same: Was your fault for cancel but is fine I am going to remove the fee I you will receive a check by mail for $500 in three weeks. (new version, by mail)

After 4 weeks I don't received the check and I called to ask about the status this was already May 2014 and they told me we said three weeks but after we finished the process and we finish this on May 12nd then I will receive the check on June 9th. I never receive the check, on june 17 I call and now they told me the card never was cancel because I need to do this by a writing letter and send by fax, the same day July 17 I sent the letter and they never send me the check I call to ask and they said the check was lost and they going to send me a new one, on July 23 finally after four and half months I received the check. The mainly problem is the time that is necessary to talk with somebody from customer service, when you finally can talk with a person they don't know nothing, they need to transfer the call or give you a new phone number sometimes I called to Miami or Los Angeles, there are four hours difference that is a big problem too. I don't wrote everything that happened, this is a summary I called many times and they told me different versions, I honestly thought I would receive no money. Thanks for Nancy she help me a lot.

Destiny Y


I love the service there they always make me smile.

Bonita L


I love the people and there service. Been with them for many years

Victoria S


This is turning out to be the worst i have dealt with! Only giving one star because i have to. It's a shame!



Horrible service. Managers have bad attitudes and the workers are unhappy. Very unprofessional place

Roxy E


Poor and ghetto customer service.

Demetrice M


Very terrible I'm still waiting on my debit card it's been 2 weeks and I still haven't gotten anything this bank is full of s*** I have eyes everywhere about it please please do not get with these guys I'm telling if you do you will be truly disappointed they only have three branches they are terrible they don't do anything to try to speed up the process they don't do anything to try to assist you everybody tells you something different when you called me and nobody knows what the fuk they're talking about

Robert T


Great service!!! I've traveled to Turkey and India using OneUnited and had no problems making purchases, securing hotels or withdrawing from foreign ATM'S. They even secured me during my travels to make sure there were no fraudulent purchases against my card. I'm not sure what the bad reviews are about, but I've received nothing but professional service and quick resolution to any problem I may have had. Banking Black is one of the best decisions I've made with my money. Thanks OneUnited!

Nicole S


I love banking black.

Hmac T


Great customer service 👍🏿

Sugarboat L


Horrible Experience! I've been a customer for 10 years or more. I love the people, so, 1 star for them, but I absolutely HATE the service. If they say 7-10 days, expect 20-25. If they say 3-5 days, expect 10 to 15. How is it that a Money Order bounces? I tried.....

Tatiana L


At first it was a little difficult finding banks to make a deposit, and transactions take a lot longer than usual banks, seems their technology is not up to date , BUT , it being a second chance acct and secured card , where I couldn't get anywhere else , I learned to find my regular deposit spots and time the holds. And now it's great !

Chef V


So far so good. The tellers are fast, friendly, and polite. I wish there were more branches but I prefer QUALITY vs. QUANTITY any day. Keep up th good work

Diamon'ique S


Customer service was great , they always fixed my problem and stayed polite even thou sometimes I was rude and upset . The bank itself is not up to date , I found it hard to deposit money , the banks were closed at times convenient to me , and there was absolutely no one to talk to on weekends. This needs to be improved.

Roland H


Very unorganized. Poor customer service.

Denise T


I wouldn't dare go there if your on a time limit I waited an hour and thirty five mins to be moved from one seat to another to wait an additional twenty minutes to still not get a savings account open while being promised it won't take long and they apologies

Danisha J


Hours are inconvenient, won't allow atm deposits on business accounts, mobile deposits never works.

Julia S


My friend wanted to cash her check, she was told that only citizens could do so. She has a passport of foreign country and credit card of bank of America. Really, this is the first bank we've ever met in America with such rules! ! I know a lot of people who cashed there checks in banks and they didn't have an American passport. What the discrimination?



For the most part, it does what I need. I gave it 3 stars because it’s an average bank. When I speak with representatives they are professional and friendly. I don’t live local to a back so I use mobile deposits often, never had an issue. Been with them for 2 years. The operation hours are inconvenient so I have to remind myself to call in the morning. They keep blocking my debit card, I was overdrawn by $4,05 for a week and when I called to fix it, they had to cancel my card and I had to wait 7 days for a new one. Overall, they are average. I enjoy banking here for what I need. It’s not my main bank because of the inconvenience but I’ll be a forever customer.

Smooth H


Having a business and personal account with this bank has be the most limited service I've experienced from wire transfer taking over 24 hrs in a business day to having a spending limit of 500.00 yes Five hundred dollars from a business account... Buy back the block... Thank God I kept my other accounts open before dropping the ball with what seem like a custodial account



if I could give a zero or zero starts I would ..those females who answer the phone always have a sad ass attitude and this bank has sooo many and way too many limitations i will be so happy when i close my checking account and just switch to a savings account

Tranisia F


I moved my bank trying to be apart of the black movement and it was the worse thing I could do for my money!!!!! the fact I can’t access my own money on the weekend and they aren’t open to find out why I can’t use my own money that I worked very hard to get is unprofessional!!!! I will be moving my money right back over to the White owned banks where customer service is 24/7 and they don’t put holds on your debt card when using... you don’t have to drive 90 miles one way to get more than $500 out the ATM!!! My bills are more THAN a $1000 a month!!!! DO NOT I repeat DO NOT EVER EVER BANK HERE if you want ACCESS TO YOUR OWN MONEY!!!!!!

t a


I'll try , most of the bad reviews seem to be from people who use this bank as their main bank, and i don't even plan to do that. I plan to keep my other bank and use this one strictly for savings for the future. The fact that it is limited and small is a plus for me because it just encourages a saving habit. I would advise others to do the same. and maybe stock purchasing if they do that.

Kiki B


They forever have an attitude when you call. 🤣

Update 3/19/18

So I made the poor choice of getting a credit card from them. For one the Heffa who answered the phone needs another job because customer service clearly isn't for her. She sounded like some ghetto hood rat. She was rude and had your classic black woman who doesn't want to be at work tone. They are making me wait 8 days to use my credit card again after I paid it. So I'm sure I will be getting another card from a real bank . Do not bank black. It's a bunch of crabs in a barrel. There are no financial literacy classes. They aren't here to help. Just a bunch of folks who need a job.

Katherne S


I joined this bank to "Bank Black". I hate to go with the stereotypes, but this Crenshaw branch can do better. The staff is great, service is nice, but accessing my money is a problem! The ATMs rarely work. Any given day you hope to get lucky to not have to go into the bank. The ATMs are old and outdated. They look run down, the drive up ATM feels like you're in a back alley, and the other is on the main Blvd for all to see you pulling cash! Time to research a bank that has up to date fully functioning safe ATMs.

Brian S


Been banking with One United for a couple years now, and actually just signed up for Digital Passcode today (Apple Pay etc.). This bank has done well by me and are making improvements often.

Antwan B


Customer phone service is no help and will mislead you ...

Was told a pending electronic direct deposit will be available next day .. To no surprise its not available when the day comes ..

Fund Availability Disclosure States:

For All Customers:

Immediate Availability

Electronic direct deposits will be available on the day we receive the deposit (example: social security

benefits and payroll payments).

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays,

and federal holidays. If you make a deposit before 5:00 PM EST (at a OneUnited Bank owned ATM) on a

business day that we are open, we will consider that day to be the day of your deposit. However, if you

make a deposit after 5:00 PM EST (at a OneUnited Bank owned ATM) or on a day we are not open, we

will consider that the deposit was made on the next business day we are open.

Linda S


I just wonder if most of these are trolls trying to post bad reviews to discourage Black Business. I know it happens so I think I will try it for myself

Ronin B


What's taking sooooooo long for my card with my money to come in??????

I missed out on a GREAT GURANTEED FINANCIAL INVESTMENT due to not having my bank card issued to me on the said date.

This is HORRIBLE as a first customer.



This is not my main back. I use as a savings bank. I have no complaints. Keep up the good work.

Ruth T


Great friendly service for my first visit!!

D'Lea D


Very Professional! I use strickly for SAVINGS

Natalie P


I was lied to twice and told I would have to wait for 10 days for my money to be back into my account after an account was opened in my name. Thanks to somebody fraudulently using my information.

Jessica P


This is the worst bank ever in life. I just closed out my account with them. The customer service is awful. They have no retention recourse. I have no reason to Bank Black when Black is the term to just scam others who would like to be loyal out of their money. I've banked with Centris for years and not one issue. This bank is slow for information and when you email them they just throw out Truth n Lending disclosures. This is why Black people don't support Black business. I also enclosed a photo of the janky close account confirmation.Do not contact me about my review. Just do better for the next person.

Keith R


I was charged a fee for cashing a check and given no receipt made me feel like I was getting robbed

Chanda R


Nothing but wonderful things to say about this bank. I joined several months ago, and have received nothing but professional, courteous service.

I've had many accounts over the past 25 yrs. I would say this is my best experience overall so far.

AAny'e E


Brothers and Sisters, this may not be as secure and United as you may wish it was... don't do it!!!! This bank is clearly not set up for us... don't do it!!!!

Destinee M


SCAMMERS!!!! THEY PUT AN OVERDRAFT FEATURE ON MY ACCOUNT WITHOUT MY AUTHORIZATION AND WAS CHARGING MY OVERDRAFT FEES WITH MONEY IN MY ACCOUNT!!! I DIDNT THINK NOTHING OF IT BECAUSE WHEN I CHECKED MY ACCOUNT EVERYTHING IS NORMAL, months later they were sending me overdraft letters in the mail and when I reached out they didn’t do anything about it and CLOSED OUT MY ACCOUNT!! Now they CLAIM I OWE THEM 243 dollars and now I can’t open an account anywhere because of them!!!!

Wayne A


Black Bank ñeed I say more ! ! !

Sean L.



ignore all bad reviews!!! black people are still in a crisis as a community! we need to build! the only way a bank can become stong, convenient, this and 36 more

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